Loans are a crucial part of many students' financial assistance packages. To find out more about what type of loans may best suit you and your family's needs, please click on one of the gateways below.

Information for Future and current students:

• Federal Direct Stafford Loan Information and Completion Instructions
• Federal Direct Parent Loan Information and Completion Instructions
• Alternative Student Loan Information
• Graduate Student Loan Information

Information for students who have graduated:

• Federal Consolidation Loan Information
• Teacher Loan Forgiveness Programs

Alternative Student Loans
A student may apply for an alternative loan from a number of lenders. Payments can typically be deferred until 6 months after graduation (just like the Federal Stafford Loans) and applications are most frequently completed online. If a surety is needed, a screen will pop up and inform you what steps to take next.

Steps to Alternative Student Loan Application:

1. Review your award letter to determine how much you will need to borrow. (The maximum amount you can request is located next to the "PLUS/Alternative Loans" section of your statement of award).
2. Choose a lender and select "Apply Now" to begin the alternative loan application process and complete a Master Promissory Note (MPN). (See the preferred lender list below).

Alternative Student Loan Lender List:

Lender Information	Benefits	Select
Sallie Mae 888.272.5543 Lender Code: 802218	Pricing that rewards good credit Applying with a creditworthy cosigner may help you qualify and/or receive a lower interest rate You can apply to release your cosigner just 12 months after the separation period Starting interest rates between 2.875% and 10.25%. After the starting interest rate is set, your loan rate will vary with the market. Flexible repayment options—choose affordable fixed payments of $25 a month or make full interest payments to save even more Reduces loan repayment through the UPromise program. To find out more about this program, visit: http://www.salliemae.com/content/landing/upromise/index.htm
Wells Fargo 1.800.378.5526 Lender Code: 807176	Wells Fargo Student Graduation BenefitSM: Once Wells Fargo verifies that you’ve graduated, you can lower your interest rate by 0.50%. Set up an automated payment from your personal checking or savings account, and you can lower your interest rate by and 0.25%. After the starting interest rate is set, your loan rate will vary with the market.

*Beyond the recommended lenders listed above, a wide variety of loans and lenders are available. Students and families are welcome to search, compare, and select the lender of their choice. To find out more about our lender selection process, click here.

*Lenders are subject to change their terms and/or rates at any time.  While Meredith College attempts to keep the information represented in these tables as accurate as possible, it is the borrower's responsibility to investigate the current benefits, fees, and terms of each lender prior to applying for a loan.  Meredith College cannot be held responsible for any changes made by a lender that are not reflected in this comparison.

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